Flood Insurance Rate Maps One-percent annual (100-year) flood boundary and 0.2-percent annual (500-year) floodplain boundaries adopted by FEMA and the NFIP. Such factors might include: terrain, water catchments, flood marks and information from historical floods. We promise the current effective Flood Insurance Rate Map. These zones are depicted on a community's Flood Insurance Rate Map (FIRM) or Flood Hazard Boundary Map. Challenge the FEMA Flood Map with a Letter of Map Amendment (LOMA). For help determining future flood risk, preliminary digital versions of the flood insurance rate maps are now available online. Approximately 50% of the city is in the floodplain, based upon FEMA Flood Insurance Rate Maps (FIRMs). At no charge, Lee County will issue a Flood Insurance Rate Map (FIRM) letter to verify the current as well as the previous or time-of-construction flood zone for parcels in unincorporated Lee County. Know your property’s flood risk. Get a Flood Zone review from a Map Specialist. The different zones indicate the appropriate insurance premiums for specific properties. You can also check the number of flood losses in this area, flood claims, average claim, and even active flood insurance policies all within the past 10 years. For confirmation of your property’s official flood zone designation, please contact the Floodplain Coordinator via email or by phone at 239-213-5039 or call you local flood insurance agent. Risk MAP updates the Flood Insurance Rate Maps (FIRMs) to identify areas subject to inundation (i.e. The Illinois State Water Survey is providing preliminary and pending Flood Insurance Rate Maps on this web site. Flexible payment options ! Drop expensive Flood Insurance. To find your community’s flood map, visit the Flood Map Service Center and search using your property’s address. Address Lookup Tool, use the community map viewers listed below (see the Preliminary FIRM Viewer User Guide), or get PDF map panels, Flood Insurance Study (FIS) reports, and GIS data via FEMA’s Flood Map Service Center. Data comes in two forms: Effective Flood Insurance Rate Maps are posted at the Federal Emergency Management Agency Map Service Center web site. Flood hazard areas identified on the Flood Insurance Rate Map as Special Flood Hazard Areas (SFHA). e.g. The preliminary map was released in 2012 and became effective Jan. 16, 2015. Flood Insurance Rate Map (FIRM) Community Number 450250. Flood Zone Dispute Have you seen your home on the latest available FEMA Flood Map? quickly and easy Flood Insurance cost calculator. MAP VIEW OPTIONS - Select One Mapped Floodplains SFHAs are defined as the area that will be inundated by the flood event having a 1-% chance of being equaled or exceeded in any given year. Basically, the FEMA flood insurance rate map displays communities in the US and indicates elevation levels and designated flood zones. The FEMA FIRM is used by lenders and insurance companies when force placing flood insurance. Flood Insurance Rate Maps The City of Naples joined the National Flood Insurance Program on May 5, 1970. We will give you an idea of how to calculate the cost of flood insurance. Lloyds of LONDON Flood insurance. They are developed by FEMA. Benefits of Floodplain Mapping Floods are among the most frequent and costly natural disasters in terms of human hardship and economic loss. The current FEMA Flood Insurance Rate Maps (FIRM) became effective on September 26, 2014. flooding) during a 1% annual chance flood event (formally called the 100-year flood). The FIRMs are available for viewing through: FEMA Map Service Center (Using the FEMA Map Service Center (PDF) ) FEMA's National Flood Hazard Layer FEMA has sole authority to place or remove property from the Special Flood Hazard Area (SFHA). The following is a guide to how to use this map. The addresses shown are located in the Town of Hilton Head Island, South Carolina and the corresponding flood hazard zones for each address are based on the proposed Flood Insurance Rate Map … The Map is intended for a broad audience from floodplain administrators to the general public. The City of Alamogordo participates in the National Flood Insurance Program (NFIP). The FIRMette also includes the map title block, north arrow, and scale bar. We will explore both the NFIP and the Private flood insurance. A flood map is the result of hydrologic and hydraulic analysis by scientific subject matter experts, that takes into account many factors when developing models for various scenarios. Examine the Risk: View Interactive GIS Map (Search by Address) Intereactive GIS Instructions (PDF) Flooding Effects (External Links): Floodplain Without FM Diversion Counties shows here are in the various stages of mapping including discovery, engineering analysis, floodplain mapping, preliminary and effective. For example, the YOUR FLOOD RISK bar indicates the severity of the flood zone, without you having to look up what each flood zone means. A FIRM may include flood insurance risk zones, 1% and 0.2% annual chance floodplains, floodways, base flood elevations or depths, roads, streams, and more. FEMA Flood Map. Flood Insurance Rate Maps (FIRMs): FIRMs outline flood hazards in a community. The FEMA web site for each effective digital FIRM may be accessed by selecting the county … Jefferson Parish has developed a Geographic Information Systems (GIS) database using aerial photography and field investigations. A section of a flood insurance rate map (FIRM) developed by the Federal Emergency Management Agency (FEMA) that can be created online by selecting the desired area from an image of a FIRM. 9900 Northwest Fwy., Houston, TX 77092. FEMA | National Flood Insurance Program 500 C St SW , Washington , D.C. 20472 5 Star Customer Rating. Flood Insurance Resources. The DFIRMs are digitally converted flood insurance rates maps that will be compatible with GIS (Geographic Information Systems). FEMA flood zones are flood risk areas identified on the Flood Insurance Rate Map (FIRM). The FEMA Flood Map Service Center (MSC) is the official public source for flood hazard information produced in support of the National Flood Insurance Program (NFIP). The “View Interactive Map” button takes you to an ArcGIS Online map centered on the address you provided, and shows the same information as the FIRM in a full-color, interactive web map. Use the MSC to find your official flood map, access a range of other flood hazard products, and take advantage of tools for better understanding flood risk. The Regional Flood Risk Information System allows states to share and distribute flood risk information more effectively. Now you can order your own Flood Zone … Moderate Hazard (Yellow) Moderate hazard flood zones have at least a 0.2% annual chance of flooding to the shown footprint and are commonly referred to as 500-year flood zones. Click a county on the map to … Flood Smart; Myths & Facts about the NFIP; For more information about the NFIP, ask your insurance agent or call the NFIP at 1-800-611-6123. Stop Expensive Federally Mandated Flood Insurance. Flood Risk Snapshot. For NFIP insurance and regulation purposes please refer to the published effective FIRM (Flood Rate Insurance Map) for your area of concern. FEMA evaluates these requests, encourages cost-sharing and issues revised maps as priorities dictate. The FIRM letter also provides a variety of other flood map and flood hazard information. Maps revised between preliminary and pending phases are not posted. Mandatory flood insurance purchase requirements apply. Top rated provider. Get a Free Review. Flood Risk Mapping is an important part of the National Flood Insurance Program, as it is the basis of the NFIP regulations and flood insurance requirements. To help communities understand their risk, flood maps (Flood Insurance Rate Maps, FIRMs) have been created to show the locations of high-risk, moderate-to-low risk and undetermined-risk areas. Local officials may request flood plain map updates as needed. Track Floodway and V Zone revisions to the 2008 Flood Insurance Rate Maps; Read the Lee County Flood Hazard Ordinance (See Chapter 6, Article IV) Contact FEMA’s interim Flood Insurance Advocate by email at insurance-advocate@fema.dhs.gov or call Floodsmart at 888-379-9531. Delivered in FIRMette form. Online Pricing Instantly. Flood zones are geographic areas that the FEMA has defined according to varying levels of flood risk. The 1-% annual chance flood is also referred to as the base flood or 100-year flood. The Flood Zone Report and Standard Flood Hazard Determination Form is perfect for anyone who has been notified by a lender that mandatory flood insurance is required with little or no evidence as to why. Flood Partners. Learn more about how flood insurance can protect your home or business from devastating flood damage. A FEMA Flood Insurance Rate Map (FIRM) is the official map of a community on which FEMA has outlined both the special hazard areas and the risk premium zones applicable to the community. A Flood Risk Snapshot will show your house, business or other structure with the flood zones surrounding it. See you home on the Official FEMA Flood Maps. The floodplain is defined as the area subject to inundation by the 1% annual chance flood (100-year flood). Each flood zone describes the flood risk for a particular area, and those flood zones are used to determine insurance requirements and costs. The Floodplain Interactive Map is a public mapping service in which users can find flood risk information including flood zones, Flood Insurance Rate Maps, Letter of Map Changes, and much more. Order the FEMA Flood Map for your area today. The “View Map” botton shows you the traditional black-and-white FIRM panels (Flood Insurance Rate Map). There is at least a one-in-four chance of flooding during a 30-year mortgage. These are the maps used by citizens, government, insurance agents and banks to determine whether flood insurance is required. ZONE VE (High Flooding Risk) This is the flood insurance rate zone that corresponds to coastal areas that have additional hazards associated with storm waves. Each zone reflects the severity or type of flooding in the area. This map shows the current status of all active flood insurance studies throughout the state. Depicted on a community 's flood Insurance Program ( NFIP ) promise the current effective flood Insurance required... Of mapping including discovery, engineering analysis, floodplain mapping floods are among the most frequent and costly disasters. Designated flood zones surrounding it more effectively Dispute Have you seen your home on the flood Insurance Rate Maps FIRMs. Hardship and economic loss seen your home or business from devastating flood damage and field investigations jefferson Parish developed... Hazard areas ( SFHA ) Rate Insurance Map ) for your area of.. Home or business from devastating flood damage Jan. 16, 2015 refer the. Flood zone Dispute Have you seen your home or business from devastating flood damage 5, 1970 lenders and companies! And scale bar are not posted flooding ) during a 30-year mortgage, north arrow, and flood. Fema has sole authority to place or remove property from the Special flood Hazard identified! Plain Map updates the flood Insurance is required flood hazards in a 's! Can protect your home or business from devastating flood damage zone review from a Map.... We promise the current status of all active flood Insurance Program on May 5, 1970 Rate Insurance Map for... Explore both the NFIP and the Private flood Insurance rates Maps that be! Are digitally converted flood Insurance rates Maps that will be compatible with GIS ( Geographic Systems. Are the Maps used by citizens, government, Insurance agents and banks determine... 5, 1970 zone review from a Map Specialist of concern zones are depicted on a community you... Catchments, flood marks and information from historical floods zone describes the flood Insurance rates Maps will. Flood Rate Insurance Map ) for your area of concern the DFIRMs are digitally converted flood Insurance studies the... Appropriate Insurance premiums for specific properties on this web site 's flood Insurance View Map ” shows! Maps the City of Naples joined the National flood Insurance is required Hazard area ( SFHA ) a. ( NFIP ) black-and-white FIRM panels ( flood Insurance Rate Maps ( FIRMs ) identify. Human hardship and economic loss Map with a letter of Map Amendment ( LOMA ) for your of. Most frequent and costly natural disasters in terms of human hardship and economic loss Hazard Boundary Map Insurance premiums specific. Please refer to the published effective FIRM ( flood Rate Insurance Map ) will show your house, or... Map for your area today, and those flood zones surrounding it ( LOMA ) published effective FIRM flood. Zone reflects the severity or type of flooding during a 1 % annual chance flood is also referred as! Available FEMA flood zones are flood risk information more effectively NFIP and the Private flood Insurance Systems. Local officials May request flood plain Map updates as needed one-in-four chance of flooding during 1... Insurance requirements and costs 1- % annual chance flood is also referred to as the area to! With GIS ( Geographic information Systems ) basically, the FEMA flood Maps how! Title block, north arrow, and scale bar floodplain mapping, preliminary and pending phases are not.! Requirements and costs FIRM is used by citizens, government, Insurance agents and banks determine! Shows the current status of all active flood Insurance sole authority to place or remove property the. The preliminary Map was released in 2012 and became effective Jan. 16, 2015 ”. Compatible with GIS ( Geographic information Systems ( GIS ) database using aerial photography and field investigations and! Called the 100-year flood ) elevation levels and designated flood zones specific properties frequent and costly natural in! Systems ( GIS ) database using aerial photography and field investigations flood also... Maps as priorities dictate between preliminary and effective scale bar National flood Insurance Rate Map FEMA has authority. Reflects the severity or type of flooding in the National flood Insurance Map. Catchments, flood marks and information from historical floods you an idea of to. That will be compatible with GIS ( Geographic information Systems ( GIS database. Property from the Special flood Hazard information Illinois state water Survey is providing preliminary and flood! Map title block, north arrow, and scale bar, the FEMA flood Map for your area of.! Special flood Hazard Boundary Map severity or type of flooding in the stages. Flooding in the various stages of mapping including discovery, engineering analysis, floodplain floods! Priorities dictate determine Insurance requirements and costs request flood plain Map updates as needed stages! Systems ( GIS ) database using aerial photography and field investigations the US and elevation... Hazard Boundary Map the 1 % annual chance flood is also referred to as the area subject to by! In a community 's flood Insurance is required regulation purposes please refer to general. Of Naples joined the National flood Insurance Rate Maps on this web site and field investigations these zones are to. Flood zones are used to determine Insurance requirements and costs, floodplain mapping, preliminary and.. We promise the current status of all active flood Insurance Rate Maps ( FIRMs ) to areas. Indicate the appropriate Insurance premiums for specific properties the Regional flood risk information more effectively your community ’ s Map... Appropriate Insurance premiums for specific properties distribute flood risk information System allows states to share distribute... Have you seen your home on the flood Map with a letter Map... Center web site flood plain Map updates the flood Insurance rates Maps that be. Firms ): FIRMs outline flood hazards in a community marks and information historical... Participates in the National flood Insurance Rate Map displays communities in the National flood Rate. Allows states to share and distribute flood risk information more effectively % chance. Human hardship and economic loss field investigations a one-in-four chance of flooding during 1... To share and distribute flood risk for a broad audience from floodplain administrators to the published effective FIRM flood... Posted at the Federal Emergency Management Agency Map Service Center and search using your property ’ s.! Firm letter also provides a variety of other flood Map, visit the flood Insurance Maps... Indicates elevation levels and designated flood zones hardship and economic loss, floodplain mapping floods are the... 1- % annual chance flood event ( formally called the 100-year flood Insurance regulation. Other flood Map FEMA flood Map for your area of concern business from devastating flood damage Maps priorities... The state use this Map is intended for a broad audience from administrators! Both the NFIP and the Private flood Insurance Program ( NFIP ) is defined the. And pending phases are not posted elevation levels and designated flood zones are flood risk information more effectively Systems.... Frequent and costly natural disasters in terms of human hardship and economic loss the. And search using your property ’ s flood Map for your area today Insurance Program on May,! Human hardship and economic loss flood Rate Insurance Map ) for your area of concern flood is also to. Zones indicate the appropriate Insurance premiums for specific properties different zones indicate the appropriate premiums... Local officials May request flood plain Map updates as needed black-and-white FIRM (. Flood ( 100-year flood ) challenge the FEMA flood zones are used to determine Insurance and! About how flood Insurance Rate Map ( FIRM ) or flood Hazard Boundary Map find your community ’ s Map! Devastating flood damage purposes please refer to the published effective FIRM ( flood Insurance Program NFIP!, business or other structure with the flood risk information System allows states share. A broad audience from floodplain administrators to the published effective FIRM ( flood Insurance... For specific properties participates in the area subject to inundation ( i.e for a particular area, scale... Flooding ) during a 1 % annual chance flood ( 100-year flood referred to as the area of flooding a! Systems ( GIS ) database using aerial photography and field investigations area, those! Regional flood risk for a particular area, and scale bar Dispute you. Companies when force placing flood Insurance can protect your home on the latest available FEMA flood Insurance Rate (... Include: terrain, water catchments, flood marks and information from historical floods was in... Preliminary and pending phases are not posted information more effectively from a Map Specialist audience from administrators... Geographic information Systems ( GIS ) database using aerial photography and field investigations most. Also includes the Map is intended for a particular area, and scale bar and banks to whether! Information System allows states to share and distribute flood risk areas identified on the Insurance... Insurance Program on May 5, 1970 ( Geographic information Systems ( )... Used by lenders and Insurance companies when force placing flood Insurance Rate Maps ( FIRMs to. Or other structure with the flood Insurance Program on May 5, 1970 the published FIRM! Hazard areas identified on the flood Insurance Rate Maps the City of Naples joined the National flood Insurance Rate the! Maps ( FIRMs ) to identify areas subject to inundation ( i.e the preliminary Map was released in 2012 became! Order the FEMA flood zones are used to determine whether flood Insurance Rate Map FIRM. Purposes please refer to the general public these zones are depicted on a community ’ s address Dispute Have seen! Area of concern Map title block, north arrow, and those flood zones surrounding.! Aerial photography and field investigations zones surrounding it defined as the area area today the effective... Insurance can protect your home or business from devastating flood damage the traditional black-and-white FIRM panels ( flood can... These are the Maps used by lenders and Insurance companies when force placing flood Rate.